
	Finding the right home at the right price is just one aspect of a real estate transaction. Taylored Real Estate is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (845) 679-0636 if your needs include a real estate pro experienced in the business side of real estate.

What closing costs should you expect?

There are certain typical fees related to closing the sale of a house. These fees are usually divided between the buyer and seller, as noted in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in New York to help lead you through your process.

Costs pertaining to your loan to be paid at closing (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, the following taxes are usually collected (Details)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the very best sales price, but I'll also advocate for limited closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you are informed of exactly where your money is going.

Buyers: If you are purchasing a property in Ulster County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a tolerable range so you're not shocked when you get to the closing table. I'll be glad to go over the GFE with you, answering your questions and highlighting any estimates that are uncertain.